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	<title>Debt Handling</title>
	<link>http://www.cyberspud.com/DebtHandling</link>
	<description>Bankruptcy, Debt Reduction, Secured and Unsecured Loans, Home Equity Loans, Car Loans, Credit Reports, Debt Collectors, Mortgage Refinancing</description>
	<lastBuildDate>Mon, 05 Feb 2007 21:43:16 +0000</lastBuildDate>
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	<item>
		<title>How To Handle Debt</title>
		<description><![CDATA[The first step to handling any problem, and excessive debt is no exception, is to focus on facts. Here, that means finding out how much you actually owe and what the monthly payments and interest costs.
]]></description>
		<link>http://www.cyberspud.com/DebtHandling/how-to-handle-debt.htm</link>
			</item>
	<item>
		<title>What&#8217;s the Right Amount of Debt?</title>
		<description><![CDATA[No &#8216;one-size-fits-all&#8217; recommendation is possible when considering the right amount of debt to assume. But that doesn&#8217;t mean there are no good guidelines at all.
]]></description>
		<link>http://www.cyberspud.com/DebtHandling/whats-the-right-amount-of-debt.htm</link>
			</item>
	<item>
		<title>The Snowball Method of Debt Reduction</title>
		<description><![CDATA[There are multiple ways to reduce your total (and monthly) debt load, some less painful than others.
]]></description>
		<link>http://www.cyberspud.com/DebtHandling/debt-reduction-snowball-method.htm</link>
			</item>
	<item>
		<title>What To Consider Before Filing Bankruptcy</title>
		<description><![CDATA[Some people think of bankruptcy as an easy way to offload a crushing debt burden, and it&#8217;s sometimes the first method they reach for.
]]></description>
		<link>http://www.cyberspud.com/DebtHandling/what-to-consider-before-filing-bankruptcy.htm</link>
			</item>
	<item>
		<title>Consider Tax Implications In Your Debt Calculations</title>
		<description><![CDATA[When analyzing financing options or debt handling issues many people neglect to include the tax implications of one strategy over another.
]]></description>
		<link>http://www.cyberspud.com/DebtHandling/consider-tax-implications-in-your-debt-calculations.htm</link>
			</item>
	<item>
		<title>Credit Reports and What They Mean To You</title>
		<description><![CDATA[Credit reports are often regarded with dread, especially by those who have entered turbulent financial waters.
]]></description>
		<link>http://www.cyberspud.com/DebtHandling/credit-reports-and-what-they-mean-to-you.htm</link>
			</item>
	<item>
		<title>Developing A Budget Can Increase Income</title>
		<description><![CDATA[It might seem that developing a budget should be an elementary task.
]]></description>
		<link>http://www.cyberspud.com/DebtHandling/developing-a-budget-can-increase-income.htm</link>
			</item>
	<item>
		<title>Pros and Cons of Home Equity Loans</title>
		<description><![CDATA[Obtaining a home equity loan is a common method of refinancing debt and it has several advantages.
]]></description>
		<link>http://www.cyberspud.com/DebtHandling/pros-and-cons-of-home-equity-loans.htm</link>
			</item>
	<item>
		<title>Is Mortgage Refinance Right For You?</title>
		<description><![CDATA[There are several interlocking reasons to consider refinancing your mortgage.
]]></description>
		<link>http://www.cyberspud.com/DebtHandling/is-mortgage-refinance-right-for-you.htm</link>
			</item>
	<item>
		<title>Secured vs Unsecured Loans</title>
		<description><![CDATA[Both lender and borrower are faced at the outset with a basic decision - to obtain a loan that is either secured or unsecured.
]]></description>
		<link>http://www.cyberspud.com/DebtHandling/secured-vs-unsecured-loans.htm</link>
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